Posthaste: Here's how Canada's pension system ranks against the rest of the world's

Canada’s Pension System in Global Comparison

Canada’s pension system improved its score in the Mercer CFA Global Institute Pension Index 2025 but still shows significant potential for enhancement, particularly in workplace pensions. The country maintained a grade of B, as in the previous year, with its score rising from 68.4 to 70.4 out of 100.

Assessment Criteria

The Mercer index evaluated several components of Canada’s pension framework:

Expert Insight

“One of the main strands of the Canadian pension system is that we have a diversified system with multiple sources of income into retirement.” – Hubert Tremblay, partner and senior wealth adviser at Mercer Canada

Context and Additional Notes

The survey highlights the ongoing state of pension programs worldwide and underscores that Canada's diversified retirement income sources are its strength, though workplace pension enhancements remain crucial for future stability.

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Author's summary: Canada’s pension system remains robust with diverse income streams but requires improvements in workplace pensions to enhance retirement security.

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Financial Post Financial Post — 2025-10-31

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