Citi Strata Premier vs. Citi Strata Elite
The Citi Strata Premier Card offers great rewards, but the Citi Strata Elite Card provides additional credits and Admirals Club passes for $500 more.
After seven years, the Citi Strata Premier Card remains a top choice, earning well on gas and grocery store purchases with a low $95 annual fee.
In 2025, Citi introduced the Citi Strata Elite Card, which adds statement credits and lounge access, including Admirals Club passes, for a $595 annual fee.
The Strata Premier provides straightforward value with impeccable earning rates for a low annual fee of $95.
Author's summary: Comparing Citi Strata Premier and Elite cards.
- Citi Strata Premier Card: $95 annual fee, great rewards
- Citi Strata Elite Card: $595 annual fee, additional credits and lounge access
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