Ally vs. SoFi: Comparison of Account Options and APYs
Ally and SoFi are online-only banks that offer higher APYs than traditional banks, with no account fees or minimums.
SoFi leads with higher APYs, while Ally offers CD options, which can be a consideration for those looking for more account options.
- Both banks offer APYs on savings and checking accounts.
- They provide access to thousands of fee-free ATMs nationwide.
- SoFi has partnered with Allpoint to offer ATM access at over 55,000 ATMs.
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Author's summary: Ally and SoFi offer competitive APYs and account options.
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